Please read these Terms and Conditions ('Terms') carefully before using the All-In-One-Loan "website and services (the "Service") operated by us. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms.
1. Our Services
All-In-One-Loan is a digital platform that connects prospective borrowers with various lending partners, including banks and Non-Banking Financial Companies (NBFCs). We are a facilitator and are not a direct lender. Any loan agreement entered into is strictly between you and the third-party lender.
2. Eligibility
By using our Service, you represent and warrant that you are at least 18 years of age and a resident of India. You agree to provide accurate, current, and complete information about yourself as prompted by the application forms.
3. Loan Application Process
Submitting an application through our platform does not guarantee the approval of a loan. The final decision, including the loan amount, interest rate, and other terms, rests solely with our lending partners. We are not liable for the approval, rejection, or any terms of the loan offered by the lender.
4. Limitation of Liability
In no event shall All-In-One-Loan, nor its directors or employees, be liable for any indirect, incidental, or consequential damages arising out of your access to or use of the Service, or any loan agreement you enter into with a third-party lender. Our role is strictly limited to facilitating the connection between you and potential lenders.
5. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of All-In-One-Loan. Our trademarks may not be used in connection with any product or service without our prior written consent.
6. Governing Law
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes will be subject to the exclusive jurisdiction of the courts located in Thane, Maharashtra.
7. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms and Conditions on this page.