Mortgage Loan
A mortgage loan, often referred to as a loan against property, allows you to unlock the value of your residential or commercial property by using it as collateral. This type of secured loan provides a higher loan amount and longer repayment tenure, making it ideal for significant financial needs such as business expansion, education, or medical treatment. Interest rates are generally lower due to the secured nature of the loan, and the property remains in your possession during repayment.

🎯 Eligibility Criteria
Age:
25 to 65 years
Employment:
Salaried or self-employed
Credit Score:
700+ preferred
Property:
Clear title, legal ownership
Residency:
Resident Indian citizen
📄 Documents Required
PAN Card
Aadhaar Card
Property papers
Title deed and registration document
Income proof (ITR/salary slips)
Bank statements (6–12 months)
Address proof