Home Loan
A home loan is a long-term financial solution that helps individuals buy, build, or renovate residential property. It is a secured loan where the home acts as collateral until the loan is fully repaid. With competitive interest rates and flexible tenures that can extend up to 30 years, home loans make homeownership more accessible. Many lenders offer tax benefits under Sections 80C and 24(b) of the Income Tax Act, making home loans both practical and financially beneficial.
🎯 Eligibility Criteria
Age:
23 to 65 years
Employment:
Salaried or self-employed
Income:
Stable income and repayment ability
Credit Score:
700+ preferred
Residency:
Resident Indian citizen
📄 Documents Required
PAN Card
Aadhaar Card
Address Proof
Property documents (Agreement to Sale, Title Deed)
Approved plan & NOC from society
Income proof (salary slips or ITR)
Bank statements (last 6 months)